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Shannon Ambroson

Guide to Wachovia Corporate and Institutional Banking Services

How to get the most from Wachovia institutional financial services


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Wachovia began its banking services in North Carolina and has since moved nationwide to become one of the top financial institutions in America. Consider Wachovia business banking for your company if you want the nationwide reach combined with local corporate banking services.

Small businesses rely heavily on financial planning and investing to stay afloat in the cut-throat corporate world. Whether you're looking for a loan, a line of credit or a full service account including checking, savings and other features, choose your bank wisely, considering other options besides Wachovia business banking.

If you're considering a change in banks or an upgrade to your current Wachovia corporate financial products, use your new partnership to:

1. Help build your business from the ground up with loans with Wachovia corporate finance.

2. Keep your company funds on track with Wachovia corporate banking.

3. Add features to expand your business and keep it growing with Wachovia corporate financial services.




Action Steps
The best contacts and resources to help you get it done

Contact a Wachovia corporate finance specialist and personal banker to learn about services


To find out what Wachovia corporate and institutional services can do for you, speak to a personal banker in your area. Discuss how to incorporate your normal business banking with the expert resources of the risk management, sales and trading, and retirement and benefit services Wachovia has to offer.

I recommend: Contact Wachovia nationally at 800-WACHOVIA (800-922-4684) or online through the website. Look for Wachovia corporate and institutional banks in your area and discuss the differences between small business and government and institutional banking.

Open a Wachovia institutional banking account personalized with the features you need


Choose the Wachovia institutional financial products that are best for your business. In addition to everyday checking and savings account information, ask your banker about asset and cash management, insurance, risk management, international banking, online services and cash management and other products beneficial to your company

I recommend: Open a new Wachovia account online. Use Wachovia institutional services to learn more about international banking and asset management as well as any other services you require.

Apply for a business loan or other Wachovia institutional financial products


Combine all Wachovia corporate and institutional banking services to create a package made just for you. With this, consider a business loan to help get your company off the ground or keep it going strong, as well as commercial mortgages, small business leases, letters of credit and construction loans.

I recommend: Apply for a Wachovia business banking loan that fits your company's needs. To supplement your everyday money needs, apply for a line of credit through the bank to receive a business credit card to use for your purchases.

Use Wachovia corporate banking online services and take advantage of new mobile banking


Wachovia institutional banking doesn't end when the bank closes for the day. You can go online or on your mobile phone and continue banking anytime. With your AT&T or Verizon wireless service, you can transfer funds, check your balance or pay bills no matter where you are traveling.

I recommend: Wachovia online corporate banking and Wachovia Mobile give you the option to pay your bills and change your services without leaving your office. View online demos to see if online banking works for you.

Compare Wachovia corporate banking services with other banks for the best deal


To get what you need from your bank, sometimes you have to search more than one option. Look for other banks with services similar to Wachovia corporate banking services. Ask for free checks, no minimum balance, no ATM fees and anything else you consider important.

I recommend: Read other Work.com guides and compare your current bank to others such as US Bank, Washington Mutual and Bank of America.

Tips & Tactics
Helpful advice for making the most of this Guide

  • Take your business to the next level with Wachovia corporate and institutional banking services. Once you have your finances in order, keep them secure with the bank's planning and management services.
  • If you're used to doing everything online, take some time to go into your Wachovia business banking branch to sit down with your personal banker.

The official source of Wachovia Corporate and Institutional Banking Services is
the Wachovia Corporate and Institutional Banking Services page at Business.com

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