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Guide to the American Express Blue Card

Enjoy the enjoy perks of the American Express Blue for Business


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In recent years American Express has become more accessible not only to consumers, but also to small business owners. Unfortunately, many consumers don't realize this.

Having a small business credit card such as the American Express Blue for Business is helpful for several reasons:
  1. It provides an alternative to petty cash. No more fumbling with crumpled bills in a busy checkout line at the office supply store.
  2. It helps small business owners build business credit. Having an impeccable personal credit history is important, but it won't significantly impact your business credit rating, which is determined separately. The only way to build a business credit rating is by applying for credit in your business name. An American Express Blue card can help you achieve this.
  3. It offers more prestige over other major credit cards.




Action Steps
The best contacts and resources to help you get it done

Apply yourself in business by filling out an American Express Blue Card application


Many consumers overlook American Express products such as the American Express Blue credit card because of the misconception of having to pay the entire balance within 30 days. The Amex Blue Credit Card for Business offers flexible payment options, so you might want to apply for American Express Blue.

I recommend: Go to Bankrate.com to compare credit card interest rates before you apply for American Express Blue. You'll see how the Amex Blue credit card for business compares to other possibilities before filling out an American Express Blue card application. You can apply online and receive a decision within 60 seconds.

Enjoy a variety of services with your American Express Blue business credit card


In addition to no annual fee and a 0% APR on purchases for 12 months, business owners who have Amex Blue enjoy 24/7 customer service and the ability to use ExpressPay on small purchases to spend less time at the checkout.

I recommend: Learn more about how ExpressPay works by watching a demo. Read more about how the benefits of this technology.

Take advantage of the service and security options offered to Amex Blue cardholders


From damage and theft protection for eligible business purchases to 24/7 dispute resolution, those are just some of the features business owners enjoy with their American Express Blue credit cards.

I recommend: In addition to the security features your card offers, you might consider additional protection. Credit.com offers identity theft protection services which include unlimited credit reports and credit monitoring. For the gold standard in identity theft protection, try LifeLock.

Tips & Tactics
Helpful advice for making the most of this Guide

  • Carefully evaluate several credit card offers before applying. If you're a new business owner, it can be hard to get business credit. Limit the number of credit inquiries that appear on your credit file by only applying for business credit cards you're definitely interested in.
  • Check with the same bank you've used for your business checking account. This might be your best option for getting a small business credit card.
  • If your personal credit is bad, you might want to spend time clearing up your personal credit history before applying for business credit.

The official source of the American Express Blue Card is
the American Express Blue Card page at Business.com

Featured Vendors

American Express Blue Card
Provides comparison of American Express credit cards as well as links to online credit card applications with 0% APRs, Cash Back and Rewards Programs.
www.creditcards.com

Blue Cards Range from American Express
0% APR for 12 Months and Low Rates After Intro Period! Blue Cards from Amex - Instant Approval Cards.
www.bestcreditoffers.com

American Express Blue Cards
Get Blue American Express Cards: 0% Intro APR, No Annual Fee, Fast Decision.
www.credit-land.com

Jet Blue Credit Card
Get the Jet Blue credit card from American Express & earn 25 free TrueBlue points. Learn more about the Jet Blue American Express card & apply.
www.smartcreditchoices.com

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