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Marianne Moro

Guide to Retail Banks in Pennsylvania

Locate Pennsylvania retail banking services to help you manage your business finances


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Banks in Pennsylvania are plentiful. Because Pennsylvania is a highly populated industrial state, retail banks in Pennsylvania include several major financial institutions, such as Bank of America and Washington Mutual, and regional chains like Republic First Bank.

Since 1793, when when the Bank of Pennsylvania first opened for business, Pennsylvania banks have offered exceptional services to customers. Even now, most banks in the state provide more than the usual drive-by ATMs and shopping mall branches. If you’re looking for reverse mortgage Pennsylvania banks or other specialty financial advice, compare the following choices:

1. Pennsylvania financial institutions that are located in major financial areas, such as Philadelphia’s financial district, which may offer advantages for fast-paced businesses.

2. Other retail banks in Pennsylvania that focus on community and personal concerns, while still retaining a business edge.

3. Community and rural banks in Pennsylvania, which are a good choice for local small business owners and farmers.



Action Steps
The best contacts and resources to help you get it done

Find centrally located Pennsylvania financial institutions


Pennsylvania retail banking institutions are conveniently located in the main business districts of Philadelphia and in downtown Pittsburgh. If you live or travel outside of these central locations, the retail banking in Pennsylvania options located in major cities still offer more ATMs and branches than most other regional locations.

I recommend: Check out Citizens Bank for their business green checking for small businesses with 200 or fewer transactions a month. Contact Sovereign Bank for services like their onsite check deposit, which enables you to deposit business checks from your store or office. Visit PNC Bank, which has branches throughout the Northeast and offers merchant services and savings and liquidity management.

Look into banks in Pennsylvania with many locations if you travel often or have nationwide offices


Retail banks in Pennsylvania, like banks in most other states, include a number of national chains and affiliated ATMs in major business areas and suburban locations.

I recommend: Browse the services that Wachovia offers, including gift cards for your employees and business check cards. Call or e-mail representatives at Bank of America to find out about platinum credit cards and airline affiliated credit cards to help you gain frequent flyer miles.

Find Pennsylvania banks that offer agricultural or community financial advice


Central Pennsylvania banks and financial institutions outside of the Pittsburgh and Philadelphia cater to farmers, small community businesses and others in the agricultural community.

I recommend: Browse services offered to agricultural clients by Fulton Bank, including livestock and poultry financing, estate planning and equipment leasing and financing. Use a small community bank like Eureka if you're a sole proprietor or have limited transactions each month.

Tips & Tactics
Helpful advice for making the most of this Guide

  • Use an older bank for your Pennsylvania retail banking needs if you do business with the government or non-profit institutions often, as these banks have more experience in this area.

The official source of Retail Banks in Pennsylvania is
the Retail Banks in Pennsylvania page at Business.com
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