Most small businesses could use a helping hand of some kind in the money realm, whether it's looking for loans, paring debt, generating more cash or managing what's there more effectively. So on that note, we've collected a series of how-to guides as a helpful summer finance fix-up. You'll see how remote check deposit and online invoicing can speed your cash flow, with links to top solution providers. And you'll also find insider tips on finding and fixing a credit score, plus a quick guide to SBA loan programs for small business, the truth about small business grants and different ways to consolidate your debts.

For timely news about the latest money innovations and solutions for small business, visit the new Money Channel page at Business.com often!
And Work.com now has over 10,000 total how-to guides on the site, so no matter what you need for your business, you’ll find helpful advice and resources.

Your Business Credit
Fast and Easy Guide To Credit Repair
By Marc Chase
First you'll need to understand how credit scores work. Contrary to popular belief, your credit score is not just a number attached to your credit report. It is a number that is calculated based on the information on your credit report at a given moment; the moment you pull your credit score. Thus, your credit score can fluctuate daily. Here's what you need to know: Read Full Guide

Managing Your Cash
Filling a Cash Flow Shortage
By Daniel Kehrer
Bringing cash in the door is one of the most basic requirements of operating a successful business and cash shortfall is as common as the common cold. But you don't need to get caught up in fancy cash predicting formulas. The basics of cash flow are common sense: 1) Translate sales into real money (cash) as fast as possible; 2) Bank that money; 3) Guard that cash zealously. Here are some things you can do to improve your cash flow picture: Read Full Guide

Managing Your Debt
Guide to Debt Consolidation
By Eisla Sebastian
It is common for small businesses to carry a variety of lines of credit such as a company credit card, a small business loan and perhaps even lines of credit with vendors. In general, most businesses are able to keep their debt manageable. However, cash flow problems caused by seasonal business trends, recession or unplanned expenses, can quickly force your head under water. This is when small business debt consolidation programs can help you out. Here's how:
Read Full Guide

SBA Loans
SBA Loan Programs for Small Business
By Irwin Speizer
One of the best ways to get a loan at an attractive interest rate is through one of the small business loan programs sponsored by the U.S. Small Business Administration (SBA). The money doesn't actually come from the SBA but rather from participating commercial banks and other lenders. What the SBA does is guarantee a portion of these small business loans. With SBA backing, budding entrepreneurs who might not otherwise qualify for loans can secure the cash they need. But SBA-backed loans are not easy to get. Here's the info you
need: Read Full Guide

Available But Rare
Small Business Grants
By Anne Stuart
There's good news and bad news about small business grants. Good news: Entrepreneurs can sometimes obtain grants for their companies – and, unlike loans, grants don't have to be repaid. Bad news: Most grants are limited to applicants meeting highly specific qualifications in terms of background, location, industry and other factors. Here's the truth about small biz grants: Read Full Guide