Find Pennsylvania mortgage companies online

Most mortgage lenders in PA have information online. Many times you can get instant online quotes, apply online, and get an answer within hours. Begin online with large mortgage companies, which can serve as a guideline of what kind of terms to expect.

I recommend: Search for Pennsylvania mortgage lenders on MortgageLoan.com or Mortgage101. Both are online databases with companies that finance in the area.

Get a mortgage loan from a national lender

Many Pennsylvania mortgages are financed through national lenders. A lot of the time, national lenders give you the best terms because they can afford to take bigger risks than the smaller mortgage companies. Because of this, the chances of you securing financing when you have questionable credit increases as well.

I recommend: The biggest national lenders are Wachovia, CitiFinancial, Wells Fargo and National City. All of them have all their information online at their websites.

Look for information on Pennsylvania mortgage lenders from lenders associations

Lenders associations provide information that is specific to the mortgage PA market. A lenders association is a group of professionals that have much knowledge in the area and can give advice on where to get a Pennsylvania mortgage loan.

I recommend: Some associations with information on Pennsylvania mortgages are the Pennsylvania Education Lenders Association, Pennsylvania Association of Mortgage Brokers and the Pennsylvania Business Brokers Association.

Try to finance a Pennsylvania mortgage through a local lender

You may have a better chance of securing a mortgage PA loan from a local lender, who has invested interest in the local market and can deal on a face to face personal basis. Sometimes the rates may be higher from local PA mortgage companies -- but not always.

I recommend: Some local mortgage brokers in PA include First Captial Mortgage Group, Old Economy Mortgage Group and Tri-state Mortgage Corp. These are the most popular local PA mortgage companies.