Home > Mortgage Lenders in Kentucky


M. Krasniak

Guide to Mortgage Lenders in Kentucky

Look to a mortgage lender in Kentucky for the right loan for your business


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Whether you are building a new business or buying an existing company, finding the right commercial Kentucky mortgage lending companies should be your main concern. These KY mortgage lenders, whether they are direct lenders or brokers, are finance professionals that can help you decide which kind of mortgage is best for your company as well as get you the best rate available. Not all mortgage lenders in Kentucky will be a match for your company. It is crucial that you find one that is truthful and adheres to ethical standards.

The first step in finding the right Kentucky mortgage lenders is to consider the type of service you want. Weigh these options when making your selection:

1. Think about local Kentucky mortgage companies for neighborhood service.

2. Make the most of a KY mortgage company with a good reputation and a national presence.

3. Work together with a mortgage lending company in Kentucky that belongs to trusted trade associations.


Action Steps
The best contacts and resources to help you get it done

Consult local mortgage companies in Kentucky when you want to keep your business in your area


Local mortgage lenders in KY will have a better sense of the real estate vendors in your area. They can also provide valuable information into the demand of the type of commercial property you are looking into. This can prove very useful to the success of your business endeavor. Another benefit of using a local lender is the relationship you will develop with them over time. This can save you money in the future because they will know what rates you are looking for and can notify you of any fluctuations.

I recommend: Kentucky Bank has an office in Paris and can help get you the commercial mortgage that would be the best for your company. Central Bancshares, located in Lexington, is a lender to think about when looking for a commercial mortgage. Central Kentucky Lending can set you up with the right mortgage for your needs. They have an office in Lexington.

Take advantage of a mortgage lender in KY that has online services and a regional presence


If you would rather work with a larger company with many branches, consider using mortgage lending companies in Kentucky that not only provide lending for commercial projects in your state, but also throughout the rest of the region. Many times these lenders and brokers have online applications and quote request forms that you can access 24-hours a day from anywhere.

I recommend: American Mortgage Service Company will work with you to find the right commercial mortgage. They have locations in Louisville, Lexington and Somerset. Republic Bank has several mortgage services to choose from. It has branches in Bowling Green and Covington.

Work with trusted KY mortgage companies to guarantee the legitimacy of your business deal


These days we are hearing more and more about fraudulent lending practices. There are lenders, including KY mortgage lenders, who do not observe the rules of lending or a financial code of ethics. Working with a lender that belongs to a professional association will go a long way to protecting your company's assets.

I recommend: Mortgage Bankers Association is a nationally recognized association of professionals in the real estate finance industry. Check out their search function to find a lender around you. Kentucky Mortgage Brokers Association will put you in touch with the right lender. Finally, the National Association of Mortgage Brokers has a long list of reputable brokers to choose from.

Tips & Tactics
Helpful advice for making the most of this Guide

  • Interview three or more mortgage companies in KY before making a decision. If possible, visit their offices at least once to get an idea of their professionalism.

The official source of Mortgage Lenders in Kentucky is
the Mortgage Lenders in Kentucky page at Business.com

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