Guide to Health Insurance Shopping Web Sites

eHealthInsurance.com

ehealthInurance.com lets you choose small business health insurance plans from major carriers and offers managed care plans (HMO, PPO and POS) as well as indemnity, or fee-for-service (FFS), plans in some areas. The site promises to serve as an advocate with the insurance company and to shop for competitive quotes when it's time to renew your policy.

I recommend: Visit eHealthInsurance.com.

HealthInsurance.com

HealthInsurance.com offers all types of small business group health insurance plans, including managed care, indemnity plans and health savings accounts (HSAs). It offers explanations of rating tools used to help you decide which carriers are best. A number of cost-containment strategies are especially useful for small business owners.

I recommend: Go to HealthInsurance.com.

MedHealthInsurance.com

This health insurance shopping site focuses on small businesses and offers managed care plans and HSAs from major carriers. The site offers cost-saving tips, such as information on joining with other small businesses to form a pool to purchase group health insurance.

I recommend: Go to MedHealthInsurance.com.

Major carrier sites

Health care providers also have Web sites that allow you to review and compare plans. Of course, you can only compare among each provider's own plans.

I recommend: Visit Blue Cross, Aetna and Cigna for a look at their small business plans.