Guide to Group Health Insurance

Get a wide range of group health insurance quotes

Since there's a wide range of group health insurance services available, it's a good idea to get several quotes on premiums from different group health insurance providers.

I recommend: Major providers are more than willing to discuss the various options available to you and may be able to give you an instant group health insurance quote for coverage either on the phone or via their websites. A few of the major providers include Aetna Small Group, Blue Cross and Blue Shield, United Healthcare or a regional provider such as ConnectiCare.

Consider using an agency for a group health insurance quote

There are many agencies that can provide good group health insurance information on the various small group health insurance plans. Often it's easier to compare group health insurance quotes by obtaining group health insurance info from an agent who has researched the industry and can give you tons of choices.

I recommend: A few of these agencies available online are MostChoice, the Small Business Heath Insurance Network, netQuote, Health Insurance Finders and eHealthInsurance

Consider HMO, PPO or POS group health insurance services

There are several types of health group insurance plans including Health Maintenance Organizations (HMO), Preferred Provider Organizations (PPO) and Point of Service (POS) plans.

I recommend: HMO and PPO plans require that you use specific doctors and hospitals, while a POS allows you to use any doctor or hospital you want. One of the biggest HMOs is Kaiser Permanente. Most health insurance companies offer a choice between HMO, PPO and POS plans including Cigna and AssurantHealth.