Contact the Service Corps of Retired Executives (SCORE)

SCORE – an organization of retired executives who volunteer their time – is a terrific source of free advice. Counseling can take place live, by phone, or by email. Not all volunteers are created equal, so the actual assistance can vary in quality. But overall it's a great organization with a 40-plus-year history of helping small businesses.

I recommend: Find a SCORE chapter near you.

Contact your local Small Business Development Center (SBDC)

SBDCs provide management and technical services to small businesses nationwide. The SBDC network is a partnership between the government, the private sector, and local universities.

I recommend: Find your local SBDC.

Contact your local business school

In addition to participating in the SBDC network, business schools will often engage in less formal partnerships with local small businesses, depending on the particular projects the faculty and students happen to be working on. There's no guarantee that your local business school will have what you're looking for, but it's certainly worth a call.

I recommend: Find a business school near you by checking out the Business Week or US News & World Report listings.

Contact your local Minority Business Development Agency (MBDA)

The MBDA runs its own series of development centers around the country to help minority-owned businesses start up and grow. Coverage is a bit more spotty than for SBDCs, but you might find one in your area.

I recommend: Find an MBDA near you.

Contact you local Women's Business Center (WBC)

There are more than 80 of these educational centers, funded in part by the Small Business Administration, that assist women starting and growing small businesses, by offering such services as business roundtables, sales seminars, referral programs, and one-to-one counseling.

I recommend: Get a list of the WBCs nationwide.