Whether you seek comprehensive family insurance that provides full coverage for all members including prescription plans and preferred provider options or you just want to supplement your current plan, options abound in the search for family insurance carriers.
Begin your search for the right rate and plan by gaining important knowledge on state-specific details and issues. You may find special assistance or even free options for your children as well as complimentary services to guide you in the decision-making process.
Rates and plans vary depending greatly on your coverage needs, medical history and personal factors such as age and number of dependents you wish to include in your family policy.
Before you decide on a family medical insurance provider, consider:
- Do you need temporary, long-term options or even supplemental coverage?
- Who do you need to include in your plan and do any state assistance program options exist?
- Certain providers operate in limited coverage areas and have several restrictions; choose a plan that ensures acceptance when and where you need it most.
Action Steps
The best contacts and resources to help you get it done
Compare providers, plans and rates online and decide which is the right fit for you and your family.
Choosing an insurance provider is a personal and sometimes difficult decision. You want to make sure that your provider has your best interests in mind and can provide the coverage you need during critical times. Before investing your hard-earned money in an insurance plan, invest some time learning about providers' terms and conditions to ensure you get the coverage you need.
I recommend: Visit
eHealthInsurance for a list of rates from Georgia’s top providers such as Aetna, Humana and Kaiser Permanente.
The Health Insurance Research Center provides an online guide to private and income-based health insurance providers in Georgia.
If you have basic needs for supplemental coverage, go for the quick and easy options.
If you have coverage that includes your primary needs and you seek only supplemental coverage for yourself or a family members, there are many online options. You can complete a quick application online by entering your personal information as well as that of the dependents you wish to include in your policy and receive an instant quote.
I recommend: Visit
HealthInsurancePlans for a free instant quote.
Georgia Health Insurance also provides free, instant quotes for various providers after you complete an online questionnaire.
Determine eligibility for state programs to receive free or discounted care.
Georgia families have the unique option of receiving assistance from state agencies for children up to the age of 18. Eligible families can apply online or in person to receive assistance similar to Medicare for dependents of parents who meet income requirements.
I recommend: Go to the
Georgia Department of Community Health for more information and eligibility requirements. To apply online, visit
Peachcare for Kids.
Tips & Tactics
Helpful advice for making the most of this Guide
- Call and speak with a representative. In the digital age, we sometimes overuse convenient options such as Internet registration modules and applications. Deciding upon a family insurance plan is important, so take the time and speak to someone who can guide you through this important process.
- Ask friends and family for recommendations. If you share some of the same attributes of friends and family members, it may be worth your while to ask what insurance provider they use and whether they are satisfied with their coverage. Whether you choose the same provider or not, you could gain some insight into the type of coverage that best suits your needs.
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