Dental coverage in Oregon, with the exception of medical insurance, is of utmost importance to your employees. Whether they have families or not, a good dental plan can make your company look more attractive to potential employees. By providing decent individual dental insurance in Oregon, you promote your employees to take care of their teeth and maintain good dental hygiene before any problems arise. A healthy employee is a happy one.
Dental insurance lowers the cost of procedures and visits significantly. There are many different types of Oregon dental plans. Each insurance company has a different plan, which includes different fees and coverage. In this guide, you'll learn:
1. The difference between fee-for-service Oregon dental plans and variations.
2. To get quotes for individual dental care in Oregon online.
3. How to apply for group dental insurance online.
Action Steps
The best contacts and resources to help you get it done
Understand that fee-for-service dental coverage in Oregon is common
Under these dental plans in Oregon, dentists are paid for each service they provide. The patient will likely be responsible for a co-payment or a deductible for certain services. The patient, overall, will be responsible for about 10 to 30 percent of the service charge. Workers can go to any dentist they prefer, without notifying their dental insurance providers in Oregon.
I recommend: ODS for Dental Providers is one of the largest dental insurance providers in Oregon. Check out
Loewenthal Insurance, too. The company offers insurance to people of all ages.
Consider a variation of the fee-for-service Oregon dental coverage plan
This works in a similar fashion--the dentist is paid per service and the patient pays a co-payment or deductible. In this case, though, the Oregon dental coverage plan will discount visits to certain dentists. These dentists have made an agreement with the Oregon dental insurance company to charge reduced rates. The Oregon dental insurance company pays its portion of the bill directly to the dentist.
I recommend: Check out
Dental Plans.com and
Great Northern Staff Administrators for a variety of Oregon dental plans.
Get quotes for individual dental coverage in Oregon online
Shopping online for dental insurance is simple. With the click of a mouse, you get quotes for low-cost, quality insurance. Just fill out a form and you'll get quotes from dental insurance programs in Oregon.
I recommend: Get online individual dental quotes at
eHealthLink.com from various providers.
Put employees on group dental insurance in Oregon
To qualify for group insurance plans in Oregon, your company has to have at least 2 employees, who work at lease 17.5 hours each week. Small group policies require no medical questions. All your employees are eligible. Usually all you need to apply is your business zip code and the ages of your workers.
I recommend: Fill out a Group request form through
Oregon Health Insurance.
Willamette Dental also offers various group plans.
Tips & Tactics
Helpful advice for making the most of this Guide
- Look for dental plans that are geared specifically for your business size. For instance, there is Oregon small business dental insurance available.
The official source of Dental Insurance in Oregon is
the Dental Insurance in Oregon page at Business.com
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