Providing dental insurance for your staff can cost your business thousands, but finding the right US dental coverage for your company can be an added perk to employment with your organization. Nowadays, money can be tight for businesses, but a happy, healthy workforce can make all the difference in your business’s success.
Finding affordable US dental insurance for your business can be a challenge. Think of United States dental insurance as an investment, though. The small amount of money that you are putting into your employees' dental health now will come back in two ways. Your will foster a positive staff morale by showing that you care about their well being. You will also keep a healthier workforce, which in turn, boosts employee spirits and increases productivity.
To find US dental insurance coverage or discount US dental coverage:
1. Determine if your business can afford dental insurance, or consider a discount dental plan.
2. Shop online for United States dental insurance providers.
3. Question the terms of the agreement, and keep your HR department in the know so that they can thoroughly explain the benefits and costs of the plan to your employees.
Action Steps
The best contacts and resources to help you get it done
Go straight to the Internet to find dental insurance in the United States
Several national directories can help you locate dental plans online, state by state.
I recommend: Visit
eHealthInsurance.com to find US dental insurance plan for your business.
DentalPlans.com not only helps you find a dental insurance plan in your area, but they are also very informative as well.
Consider going Blue for your dental insurance in the United States
Blue Cross Blue Shield is one of the US dental insurance providers to offer you as a business owner the choice of a mandatory or volunteer dental plan for groups.
I recommend: The
Blue Cross Blue Shield Dental Blue plan lets your employees choose the dentist of their choice, and they can receive orthodontic benefits. Their Dental Blue Select plan lets your employees make easy payments through payroll deductions, the lifetime deductible is only $100, they can see the dentist of their choice and there is no waiting period for diagnostic or preventative services.
Remember the major providers of dental insurance in the United States
Delta Dental and Humana offer you big names behind group dental insurance.
I recommend: Delta Dental has been chosen one of the country’s top dental benefits carrier.
Humana offers you US dental insurance coverage through traditional plans, Preferred Provider Organization (PPO) plans, Preventative plans, and Prepaid plans.
Tips & Tactics
Helpful advice for making the most of this Guide
- Consider offering your staff a dental discount plan instead of insurance. Dental discounts are not insurance, but organizations that have negotiated with local dental offices to reduce their rates (often dramatically) from the regular ADA approved pricing code. An upside for your staff is that with this sort of plan is that pre-existing conditions are not excluded, and they should be able to acquire immediate service.
The official source of Dental Insurance by State is
the Dental Insurance by State page at Business.com
Related Resources from Business.com
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