Guide to Commercial Insurance Agents and Brokers

Use a commercial insurance agent recommended by a commercial insurance provider you trust

Select the company you'd like to work with, and they will provide a specific commercial insurance agent to act as the liaison between you and the company.

I recommend: Large commercial insurance providers like Travelers and State Farm have captive commercial insurance agents working on their behalf all over the country.

Weigh your options between companies with an independent commercial insurance agent

Look for excellent customer service records, flexibility and experience in working with businesses like yours. An independent commercial insurance agent can work with most any commercial insurance provider on your behalf.

I recommend: Find an independent commercial insurance agent in your area at Trusted Choice. VentureStreet is a professional web network that pairs consumers with commercial insurance agents in their region based on specific requirements. The National Association of Insurance Commissioners contains links to every state insurance department and allows you to research individual commercial insurance agents by name.

Cover a wide range of services with a commercial insurance broker

Commercial insurance brokerage rates can be higher than those of a commercial insurance agent. The additional cost provides you with a more in-depth analysis of commercial insurance policies. Commercial insurance brokers offer business analysis, determination of needs and can negotiate with commercial insurance providers on your behalf.

I recommend: Select an independent commercial insurance broker from reputable commercial insurance agencies like North Bay Insurance Brokers, Inc. in California or Ambush Associates, Inc. in Washington D.C.