When you open a business checking account, it's customary to order your first set of checks through the bank. However, on subsequent orders, your bank may not be the best bet for checks. Independent check printers generally offer a wider selection at a lower cost. They usually offer faster service, too.
Although business checks are relatively inexpensive, they serve a number of functions. Choose business checks that:
Manual three-up checks
Manual business checks are typically arranged three-up on a page with a stub for reference. With this method, you fill in the check and then record the information a second time on the stub.
I recommend: Choose from several three-up designs at
CheckCrafters.com or
CheckWorks.com.
Manual one-write checks
One-write checks have a carbon strip on the back that captures the information you write for future reference. With this method, you don't need to re-enter information for recordkeeping.
I recommend: One-write checks are just some of the many business checking products available from
NEBS.
Computer-generated checks
With an accounting software program and a laser or dot-matrix printer, you can print your own checks. Computer-generated checks can be pre-printed or blank. Blank check stock costs less than pre-printed checks and allows you to update information, such as your address, without having to order new checks.
I recommend: At
DeluxeForms.com and
ChecksUnlimited.com, you can select your accounting program to view compatible pre-printed laser checks and blank laser check stock. Find checks for continuous printing on dot-matrix printers at
BusinessChecksUSA.com.
Select custom check designs
Many check printers can put your logo on your check, but if you want a unique graphic design, you'll have to find a printer who offers customization.
I recommend: CheckCrafters.com offers custom photo checks, and DMI Business Printing at
ChecksForms.com provides services to help you design your own custom checks.
Starter kits
Many check printers offer starter kits that include everything you need for check writing, including the checks, a register, deposit slips, endorsement stamp and more.
I recommend: Choose from several starter kits from EiPrinting at
ChecksForLess.com or try one from
CheckAdvantage.com.
Avoid check fraud
Choose checks that use proven security measures to minimize your risk, such as background patterns that are difficult to duplicate and chemically sensitive paper that changes color when chemically altered.
I recommend: View some of the security features commonly used to reduce the chances of check fraud at
ChecksInTheMail.com.
Invest in a check register
Sorting through check stubs is inefficient and time-consuming. With a bound check register, you can track transactions as you go and maintain a record by date.
I recommend: Order ring books or desk books from EiPrinting.com at
ChecksForLess.com.