If you're looking for a credit card that goes beyond the traditional incentives, Chase bank student credit cards may be right for you. In addition to offering low introductory rates, Chase student credit cards offer fun rewards like karma points on Facebook or t-shirts.
Taking on a credit card is a large responsibility, so make sure you are prepared before you apply online for chase student credit cards or succumb to the offers that will undoubtedly arrive in the mail. Consider the following before you respond to a direct-mail solicitation or apply online for a chase student credit card:
1. Take advantage of low introductory rates that will let you transfer other credit card balances over.
2. Check out your credit score before applying. Chase student cards take your credit into mind when determining your credit limit.
3. Know your budget and stick to it before you get a card. Your Chase credit card for students are best used and paid off each month.
Action Steps
The best contacts and resources to help you get it done
Compare different types of Chase student credit cards
Even if you know that you want to stick with a Chase bank student credit card, it never hurts to shop around and see what is available. You would also do well to compare the benefits and features of carrying a chase student Mastercard versus a Chase Visa credit card. If you find offers that you like, consider calling Chase directly and trying to negotiate.
I recommend: Use credit cards sites that will compare student credit cards side-by-side with each other such as
CreditCards.com or
E-Wisdom.com.
Get the most out of your Chase student card
Use your Chase student credit cards for more than mere purchases. You can use your Chase student card for balance transfers with a low introductory rate.
I recommend: The
Chase student Mastercard offers a variety of rewards including a low introductory rate. If you are a Facebook member, you can earn
karma points on Facebook which you can use or give to other members to purchase items through the Chast +1 Store.
Find other types of Chase student cards
Just because you might be a student doesn't mean that you are limited to the credit card that Chase tailors for students. There are several other options for Chase credit cards depending on your needs.
I recommend: Check out options for Chase cards that include
gas rewards,
airline rewards,
hotel rewards and awards for your favorite
retail stores.
Tips & Tactics
Helpful advice for making the most of this Guide
- If you can't pay off the balance during the introductory rate, choose a Chase student card with the lowest APR that you can find.
- Don't be afraid to negotiate terms on Chase credit cards for students. Credit card companies are notoriously competitive and will be willing to work with you, and possibly reduce your interest rate, to keep you as a customer.
The official source of Chase Student Credit Cards is
the Chase Student Credit Cards page at Business.com
Related Resources from Business.com
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