Choose your Chase retail card

As a business owner, you want to pick a Chase Bank retail credit card that can help cut overhead costs when you receive reward certificates. A sampling of retail credit cards sponsored by Chase includes: Amazon.com, Buy.com, Earthlink, Overstock.com, and Sprint.

I recommend: Compare the rewards programs offered by Chase on their retail credit card website. Look closely at the different retail cards’ finance charges, APR and reward details.

Complete an application for Chase retail cards online

Once you settle on the card that you want to use for your business, you can complete a Chase retail card application online. Your application will include basic financial information about yourself and your company.

I recommend: You can complete and submit an application for a Chase retail card through the First USA website. You are typically notified within a couple of weeks of approval when applying online.

Track your retailer credit card purchases

After you start using your Chase retail card, you'll build up reward points that you can redeem later. When you earn enough rewards, Chase will mail you a rewards certificate or check made out to the retail location.

I recommend: After receiving your account number and pin for your retail card, you can track online the number of reward points that you have currently earned. You can also pay your bill online and stay on top of APR changes affecting the Chase retail cards.