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Lesley Graybeal

Guide to Chase General Purpose Credit Cards

How to find the card for you among Chase general purpose credit cards


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Choices that were once limited to Chase gold cards and Chase platinum cards have now expanded to cash back cards, travel rewards cards, retail rewards cards and cards with low or no APR and no annual fee.

To find the Chase credit card that fits your needs, you may need to do some searching, but with such a wide variety of cards within Chase general purpose cards you're sure to find one that's perfect for you.

As you start your search for Chase credit cards, check out the following:

1. Compare Chase credit cards against one another to find the one with the features you like best.

2. Look at Chase's various rewards cards.

3. Look at financial incentives for Chase general purpose cards.

4. Check out new card features that you may need, like balance transfer or student cards.

Action Steps
The best contacts and resources to help you get it done

Compare Chase credit cards against one another


Use a comparison website to check out a comprehensive list of basic Chase credit cards and browse their features. Chase credit card services are listed with each card.

I recommend: Learn what you can about Chase cards using comparison sites like  CreditCards.com or CreditCardSearchEngine.com.  You can also apply for a general purpose Chase Bank credit card online through these services, but might be better served by applying directly with Chase.

Check out rewards options with Chase credit cards


Chase Bank credit cards come in a huge variety of rewards options if you're looking for a rewards cards. You can select rewards based on where you spend your money the most or try more flexible options.

I recommend: If you're browsing Chase general purpose cards online, check out their huge list of rewards cards, or more general rewards options like travel cards and cash back cards

Find out what financial bonuses new Chase credit cards offer


When you're signing for a new credit card or are a first-time customer with Chase, be sure to check out cards that offer 0% APR for a limited time. Also look for the Chase credit cards that offer no annual fees for the duration of use.

I recommend: Some Chase credit card financial offers, like 0% Introductory APR, are limited-time signing offers that are only valid for the first few months or the first year of use. Some Chase gold cards and Chase platinum cards offer these introductory offers, and the detailed information will say so, but others also offer no annual fees at any time while you use Chase credit cards.

Shop Chase credit cards for your new card needs


If you're switching from another credit card company, you may need a Chase gold card or Chase platinum credit card that allows balance transfer from your old card. Or, if you're getting your first credit card, you may be interested in a student card.

I recommend: Chase offers a complete list of their balance transfer credit cards, but read the specifications on each because the terms of balance transfer differ among Chase credit cards. Chase also offers a general purpose student card for students obtaining the first credit card.

Tips & Tactics
Helpful advice for making the most of this Guide

  • Always read the fine print when applying for Chase credit cards or any credit card. It's easy to apply for a card online with a simple form, but you need to make sure you've taken the time to read all of the information about fees and billing before you sign up for the card to avoid surprises when your bill arrives.

The official source of Chase General Purpose Credit Cards is
the Chase General Purpose Credit Cards page at Business.com


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