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Vishenda Morris

Guide to Business and Consumer Financing

New Horizon Financial Center


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New Horizon Business Services, Inc heads into 2007 with increased efforts to better address consumer and business financing needs. The company, started in 1997, has seen continuous growth every year since its inception. It is a team of business consultants who work directly with some of the nations leading lenders to provide companies with the financing they require.


Action Steps
The best contacts and resources to help you get it done

Free Credit Repair Services


The no-cost help to repairing credit.

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Credit Reports Online

Recommended Consumer Loans Resources


Over the past ten years, NHBS, Inc has worked with banks, credit card companies, finance companies, mortgage institutions, credit card providers and other financial institutions large and small.

I recommend: New Horizon Business Services, Inc
Equipment Leasing
Business Financing
Consumer Financing
Consumer Loans

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Recommended Credit Card Resources


No Credit? Need To Rebuild or Re-establish Credit

I recommend: Bad Credit Credit Cards
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Guaranteed Approval Credit Cards
Secured Credit Cards
Unsecured Credit Card for People With Good Credit
Unsecured Credit Card for People With Bad Credit
Business Credit Cards For Small and Large Businesses
Student Friendly Credit Cards

5 Quick Tips To Boost Your Credit Score By Up To 18 Points in 1 Day


If you are like most people, you have been hearing about the importance of a good credit report since you were able to hold a dollar inyour hands. One of the best things that you can do for yourself is to keep a good watch on everything that has to do with your credit. The better your credit is, the better the chance you have to get good rates on loans, credit cards and so forth. There are several steps thatyou should take in order to go through the process of building a good credit report that you can be proud of.

I recommend: 5 Quick Tips To Boost Your Credit Score By Up To 18 Points in 1 Day

Alternatives To Credit Cards


Are you one of those people who only ever got a credit card for the convenience of being able to pay without cash, or because you weren't aware of any other easy way to borrow money? Millions of us are, thanks to the unavoidable advertising of the credit card industry, and few people realise just how many alternatives to credit cards there are.

I recommend: Alternatives To Credit Cards

Are You Really Ready To Ask Someone To Co-sign For You?


It looks like you may have reached a turning point in the road. Whether it's for an auto loan, a personal loan, or department store credit, you may not be able to qualify by your own merits. This is when the cosigner comes into play. The best place to look for a consigner is within the family, or either among friends. You'll want to trust them just as much as they will want to trust you. If this individual is backing your loan, they will be privy to the same credit checks as you would be if this were your loan all by itself. Their creditworthiness is based on income, homeownership, credit history, and job security. If you default on any payments, the consigner will have to pick up the tag. That's why it's good to make sure that you have all of your ducks lined up in a row before you put the consigner's financial credit rating on the line.

I recommend: Are You Really Ready To Ask Someone To Co-sign For You?
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When you apply for a credit card, the lender does a credit check to how risky the extension of credit is going to be. There has to be a standard of risk that the lender is going to be willing to accept. Among the things you can count on being checked are your credit history, income, job history, current debt, how long you've lived in your residence, whether you own your own home, how many times you've applied for credit, and possibly if you have tax liens or judgments filed against you.

Thou shall not hide from bad credit


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