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Patti Richards

Guide to Banks in North Carolina

Grow a strong business and expand with commercial banking in North Carolina


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Banks in North Carolina offer business owners lots of ways to improve and expand their business. Getting money when you need it from a North Carolina banks helps you reach new markets and potential customers.

Banks in North Carolina also provide entrepreneurs the chance to branch out and start their own businesses. New business loans help small businesses dream big and take those first steps toward their business goals.

North Carolina banking institutions pride themselves on products designed for commercial banking in North Carolina. Specialized accounts, rates and terms all make owning a business in North Carolina a positive, financially rewarding experience. North Carolina commercial banking will:

1. Provide capitol for improvement and expansion.

2. Give great rates and terms to small business owners.

3. Help entrepreneurs with start up costs for new businesses.

4. Give flexible banking options for different business needs.


Action Steps
The best contacts and resources to help you get it done

Compare North Carolina banking institutions for the best rates on improvements and expansion


Both local and national banks provide commercial loans to any sized business. From mortgages to lines of credit, North Carolina commercial banking has local, regional and national banks to meet the needs of North Carolina businesses.

I recommend: Wachovia Bank is a nationwide company serving the individual needs of businesses in North Carolina. Macon Bank is located in Western North Carolina and has a full service business department for all your commercial loan needs.

Look for North Carolina banks specializing in new business loans


Not every bank is ready and willing to work with new business owners. New business owners need guidance to set up different accounts and get financing for start up costs. Finding a commercial bank in North Carolina with personalized customer service is the way to go.

I recommend: The Bank of North Carolina has products and services tailored to meet the needs of new business owners. The Bank of the Carolinas also provides a full line of commercial lending products for those starting out in business.

Choose a North Carolina commercial bank with flexible banking options for your sized business


Not every bank has flexible products to meet your business needs. Shopping for a bank is like anything else; you want the most individual products and services for your unique situation. Whether you need checking, savings or investment tools for your business, finding just the right lender keeps your business running smoothly.

I recommend: Capstone Bank of Raleigh provides cash management, online banking, commercial credit and credit card services to its commercial banking customers. Carolina Commerce Bank of Gastonia offers business checking, savings, cash management, loans and other products for your unique business needs.

Tips & Tactics
Helpful advice for making the most of this Guide

  • Develop an ongoing relationships with whatever North Carolina commercial bank you chose. Getting to know your banker helps the banking institution better understand your needs and the needs of your growing business.

The official source of Banks in North Carolina is
the Banks in North Carolina page at Business.com

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