Car insurance in Connecticut, like gas or rent, is expensive yet necessary. It doesn't just protect your car from dents; it protects you and other drivers from both bodily harm and financial ruin. For that reason, Connecticut car insurance coverage isn't just something that drivers in the "Constitution State" should have; it's something they
have.
Connecticut auto insurance coverage doesn’t have to break the bank. You may be able to save by shopping around, declining unnecessary coverage and trading high deductibles for lower premiums. Indeed, you can cut costs, but you can't cut corners. If you drive in Connecticut, you need auto insurance in Connecticut. Here's what kind and how much, according to Connecticut state law:
Browse Connecticut auto insurance rates online
If you need Connecticut auto insurance, online quotes are a good starting point. Available from all major auto insurance companies in Connecticut, they offer a fast and convenient way to research and compare premiums.
I recommend: Get comprehensive online quotes from Connecticut car insurance providers at websites like
InsWeb,
Insurance.com,
InsuranceUSA and
InsuranceFinder, or from companies like
Progressive and
Esurance, which quote both their own and competitors' rates.
Solicit Connecticut car insurance quotes from national providers
Most major car insurance carriers offer auto insurance in Connecticut and all provide competitive Connecticut auto insurance rates.
I recommend: Among the largest and most popular car insurance companies in Connecticut are
AIG,
Allstate,
Chubb,
Farmers,
GEICO,
The Hartford,
Liberty Mutual and
State Farm. National associations like
AAA and
AARP are also good sources for affordable auto insurance in Connecticut.
Get car insurance in Connecticut from local and regional companies
In Connecticut, auto insurance rates can vary dramatically; for some of the most affordable, consider locally based providers.
I recommend: For automotive insurance in Connecticut, try Connecticut-based providers and agents like
New London County Mutual Insurance Company,
Connecticut Life & Casualty Insurance Co. and
Connecticut Casualty Company. Also consider local programs, like the
Connecticut Automobile Insurance Assigned Risk Plan, which exists for drivers who can't easily find auto insurance in Connecticut.
Use an independent agent to find Connecticut car insurance bargains
Buying car insurance in Connecticut via an independent insurance agent can expose you to new resources, practical advice and special rates.
I recommend: To find an independent agent who can sell you car insurance in Connecticut, use the “find an independent agent” feature at the
Independent Insurance Agents of Connecticut website.
Choose Connecticut auto insurance companies that you can trust
Before doing business with Connecticut car insurance providers, review their records with consumers to make sure they are reliable, reputable and responsible.
I recommend: If you subscribe to
Consumer Reports, you can check up on car insurance companies in Connecticut. Another good resource is the
Connecticut Insurance Department, which compiles statistics on complaints against auto insurance companies in Connecticut that it publishes via rankings on its
Consumer Services page.
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